smartBuy 1.8.0

New features

* Mortgage simulator overwhelmingly improved.

* More info about CPM and CAM mortgage system in http://bit.ly/Vvli9y


* English as default language - Portuguese also available - Brazil or Portugual

* Saving screen bug fixed, thanks users

* CPM or CAM negotiation email now contains, besides the report displayed on the screen, two attached files with all information about financing - a csv (spreadsheeting compatible) and a HTML file easy viewing. all mortgage information as well as CSV file attached.

* Before sending e-mail with financing of the property it is possible, but not required, fill in additional information about it, such as address, area in m2 and a note.

A constant payment mortgage (CPM) is what one would see as the standard or normal type of repayment system. Payments are equal (usually monthly), and the amortization of the loan is really slow. During the most of the repayment term, you will be paying mostly interest, and only a little bit of the principle.

A constant amortization mortgage (CAM) is different from the CPM in that it pays a constant amortization. The payments will start off larger in the beginning but will decrease as time passes because the amount of interest paid decreases.

More about CPM and CAM click here

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